Episode One: Unlocking Income Intelligence with Paul Gigliotti, Chief Growth Officer at Prudent.ai
In this insightful episode of The AI Beehive Podcast, hosts Ginger Bell and George Chevalier welcome Paul Gigliotti, Chief Growth Officer at Prudent.ai, to unpack how AI is revolutionizing income evaluation and borrower qualification.
Today’s borrowers aren’t one-size-fits-all. From fractional executives and gig workers to entrepreneurs and self-employed pros, income is more complex than ever—and lenders need smarter, faster tools to keep up. Paul reveals how Prudent.ai delivers verified, audit-ready income calculations in under 60 seconds—no matter how complicated the file.
But this episode isn’t just about automation. It’s about rethinking the entire loan process—starting with what Paul calls a “shift left”: bringing income clarity and certainty to the top of the funnel, not the tail end of underwriting. The result? Better borrower experiences, faster closings, and more confident decision-making.
💡 You’ll Learn:
How Prudent.ai supports self-employed and 1099 borrowers with cutting-edge income automation
Why “robots vs. humans” misses the real opportunity in AI—and how to reframe the conversation
What regulatory trends are shaping AI compliance and how to stay ahead
How top-of-funnel AI eliminates bottlenecks and boosts lead conversion
Why income certainty is the secret to 4x more closings
Paul also shares why up to 45% of executives in Europe are fractional—and what that means for U.S. lending trends. If your income process still assumes a W-2 world, it’s time to catch up.
📈 Real Results from Prudent.ai:
4× more loans closed
70% faster income review times
95% fewer manual errors
Fraud detection built-in from day one
This episode is a must-listen for brokers, lenders, and tech-forward professionals who want to simplify operations and close more deals in a rapidly changing market.
📬 Connect with Paul Gigliotti:
DM on LinkedIn
Email: paul@prudent.ai
Website: https://www.prudent.ai
🎙️ Welcome to the AI Beehive Podcast, where co-hosts Ginger Bell and George Chevalier empower real estate agents and mortgage professionals to simplify AI, boost productivity, and achieve real results.
Find AI tools and resources at:
👉 https://www.aibeehive.com
Follow our Podcast at:
🎧 https://www.aibeehivepodcast.com
Brought to you by the AI Beehive Directory. Explore more tools at https://www.aibeehive.com.
Today’s borrowers aren’t one-size-fits-all. From fractional executives and gig workers to entrepreneurs and self-employed pros, income is more complex than ever—and lenders need smarter, faster tools to keep up. Paul reveals how Prudent.ai delivers verified, audit-ready income calculations in under 60 seconds—no matter how complicated the file.
But this episode isn’t just about automation. It’s about rethinking the entire loan process—starting with what Paul calls a “shift left”: bringing income clarity and certainty to the top of the funnel, not the tail end of underwriting. The result? Better borrower experiences, faster closings, and more confident decision-making.
💡 You’ll Learn:
How Prudent.ai supports self-employed and 1099 borrowers with cutting-edge income automation
Why “robots vs. humans” misses the real opportunity in AI—and how to reframe the conversation
What regulatory trends are shaping AI compliance and how to stay ahead
How top-of-funnel AI eliminates bottlenecks and boosts lead conversion
Why income certainty is the secret to 4x more closings
Paul also shares why up to 45% of executives in Europe are fractional—and what that means for U.S. lending trends. If your income process still assumes a W-2 world, it’s time to catch up.
📈 Real Results from Prudent.ai:
4× more loans closed
70% faster income review times
95% fewer manual errors
Fraud detection built-in from day one
This episode is a must-listen for brokers, lenders, and tech-forward professionals who want to simplify operations and close more deals in a rapidly changing market.
📬 Connect with Paul Gigliotti:
DM on LinkedIn
Email: paul@prudent.ai
Website: https://www.prudent.ai
🎙️ Welcome to the AI Beehive Podcast, where co-hosts Ginger Bell and George Chevalier empower real estate agents and mortgage professionals to simplify AI, boost productivity, and achieve real results.
Find AI tools and resources at:
👉 https://www.aibeehive.com
Follow our Podcast at:
🎧 https://www.aibeehivepodcast.com
Brought to you by the AI Beehive Directory. Explore more tools at https://www.aibeehive.com.
Creators and Guests
Host
George Chevalier
George Chevalier is a marketing strategist, creative powerhouse, and the insightful co-host of The AI Beehive Podcast. With a background leading marketing initiatives for top fintech and mortgage brands, George brings a sharp eye for strategy and a passion for simplifying the complex. What sets George apart? He’s the guy who bridges the gap between cutting-edge tech and real-world results. Whether you're a solo real estate agent or a national mortgage team, George knows how to translate AI trends into action steps that actually move the needle. On the AI Beehive Podcast, he’s the voice asking the questions you’re thinking — breaking down tools, tactics, and tech with clarity, humor, and just the right dose of marketing nerdiness. If Ginger is the “why,” George is the “how.”
Host
Ginger Bell
Ginger Bell is a nationally recognized Edumarketing expert, best-selling author, and the dynamic host of The AI Beehive Podcast. With decades of experience in the mortgage and real estate space, Ginger has become a go-to voice for professionals who want to stay ahead of the curve — especially when it comes to using AI. Ginger’s superpower? Making tech feel human. On her podcast, she breaks down the buzz around artificial intelligence and shows loan officers and real estate agents exactly how to leverage it to save time, generate leads, and grow their business — without needing a tech degree. Her mission is simple: empower you to embrace AI confidently, strategically, and profitably. Whether she’s interviewing top producers or unpacking powerful AI tools from www.aibeehive.com, Ginger delivers insights that are practical, inspiring, and always actionable.